MiniPay has launched a Visa debit card that enables users in selected African, Latin American, Southeast Asian and European markets to spend stablecoins directly at merchants.
Card Architecture and Wallet Integration
The new card operates on Gnosis Pay's infrastructure, allowing MiniPay wallet holders to debit their balances while Visa's network converts the transaction into local currency for merchants. Users can also link the card to Apple Pay or Google Pay, expanding its usability across mobile platforms.
Adoption Metrics and Rewards Program
Since its 2023 debut, MiniPay reports more than 16 million activated wallets spanning 65 countries, with a concentration of activity in Africa and other emerging economies. Eligible cardholders in participating regions receive cashback in USDT, USDC, or Tether Gold, incentivizing further stablecoin usage.
Market Implications and Emerging‑Market Trends
Stablecoins are gaining momentum in developing markets; a recent Bitso analysis showed that in 2025 dollar‑backed tokens surpassed Bitcoin as the top crypto purchase among Latin American users, accounting for roughly